Indian health insurers and TPA desks usually ask for a predictable bundle: ID, policy card, bills, reports, and sometimes a treating doctor letter. This checklist helps you label and order PDFs before you file or escalate — it does not guarantee approval.
Core bundle most teams expect
- Policy number and member ID; group policy certificate if you are a dependent.
- Hospital or clinic bills with line items and payment proof where applicable.
- Investigation reports and imaging linked to the episode date (not a random older PDF).
- Discharge summary or OPD prescription showing clinical context (your doctor interprets medical merit).
Cluster D — related insurance logistics guides
- Health insurance claim rejection prevention — filing hygiene (India)
- OPD vs hospitalisation claim documents (India)
- Family health insurance policy tracking checklist
- Reimbursement health insurance claim documents (India)
Product context
If you use HealthArc, you can mirror this checklist with dated uploads and export-oriented folders; see Insurance claim packets for how the product surfaces claim bundles (beta — verify current capabilities in-app).